Lump Sum
The EQTY LYFE LUM SUM product lets homeowners instantly convert home equity into cash without selling or taking on debt. As home values grow, homeowners can access their equity to fund expenses like debt repayment, home improvements, or personal needs. This simple solution offers financial flexibility while maintaining property ownership.
Traditional Methods
Rising property values and low mortgage rates have boosted home equity in the U.S., allowing homeowners to build wealth faster than expected. Many are now exploring ways to leverage this growing asset without taking on extra debt or financial risk.
$48T in Home Equity in 2024
Homeowners can access equity through options like home equity loans, HELOCs, or cash-out refinancing. While these provide cash or borrowing flexibility, they involve taking on additional debt, with risks like higher payments, variable rates, or owing more than the property's value if home prices fall.
EQTY LYFE Solution
HEI (Home Equity Investment) provides a flexible and innovative alternative to traditional home equity loans and HELOCs. It allows homeowners to access the value of their property without taking on additional debt or monthly payments. Instead, homeowners receive a lump sum of cash in exchange for a share of their home's future appreciation. This means they can avoid rising interest rates, financial strain, and the risk of owing more than their property is worth. Homeowners retain full ownership of their property, with no obligation to make monthly payments, making HEI a smart and manageable way to unlock home equity without the burden of extra debt.
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All it takes is a few simple steps to get your home to work for you.
