Terms of Use

Last Updated: November 01, 2025

1. Introduction

Welcome to [www.eqtylyfe.com] (the “Site”), operated by EQTY LYFE (“we,” “us,” or “our”). These Terms of Use govern your access to and use of the Site. By using the Site, you agree to these Terms of Use, our [Privacy Policy], and [Credit Report Policy]. If you disagree, discontinue use immediately.

2. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Continued use after changes constitutes acceptance. Check this page periodically for updates.

3. Authorized Users

The Site is intended for U.S. residents aged 18 or older. By using the Site, you represent that you:

Are at least 18 years old.
Have legal capacity to enter binding agreements.
Will not use the Site for unlawful purposes.

We may terminate access for violations of these Terms.

4. Account Security

Registration: Certain features require account creation. You agree to provide accurate, current, and complete information.
Credentials: You are responsible for safeguarding passwords and notifying us immediately of unauthorized access.
Security Measures: We employ encryption, multi-factor authentication, and audits, but you must protect your email and devices.

5. Intellectual Property

All content on the Site (text, graphics, logos, software) is owned by EQTY LYFE or licensors and protected by intellectual property laws. You may:

View and print pages for personal, non-commercial use.
Not copy, modify, sell, or create derivative works without our express written consent.

6. User Responsibilities

You agree not to:

Upload unlawful, defamatory, or harmful content.
Reverse engineer, hack, or disrupt the Site's functionality.
Use bots, scrapers, or automated tools to access the Site.
Impersonate others or misrepresent affiliations.
Share others' private information without consent.

7. Third-Party Links

The Site may link to external websites. We do not endorse or control third-party content. Use at your own risk.

8. Electronic Communications

By using the Site, you consent to receive electronic communications (e.g., emails, notices). Promotional emails include opt-out instructions.

9. Disclaimers

THE SITE AND CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM:

Implied warranties (merchantability, fitness for a purpose).
Liability for errors, interruptions, or viruses.
Responsibility for third-party actions or content.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EQTY LYFE SHALL NOT BE LIABLE FOR:

Indirect, incidental, or punitive damages.
Loss of data, profits, or business opportunities.
Claims exceeding $500 in total.

11. Indemnification

You agree to defend and indemnify EQTY LYFE against losses arising from:

Your misuse of the Site.
Breach of these Terms.
Violation of third-party rights.

12. Governing Law

These Terms are governed by California law. Disputes must be resolved in state or federal courts located in California.

13. Contact Us

EQTY LYFE

San Jose, CA

Email: [contact@eqtylyfecorp.com]

Phone: 123-456-7890